This 12 month timeline gives an illustration of what could happen from the point when we first speak.
Throughout that first year, you can expect to feel clarity about what's important to you and what you want to achieve. As a result, you will start to feel more focused and motivated.
You will feel relief as your finances get into good shape and your financial worries fade away.
As time goes on, you will feel in control of your financial life, reassured that you have advice on tap whenever you need it and find that you are spending more time doing the things you enjoy.
First meeting: identify goals and discuss financial situation
Initial chat by phone or Skype
Decide to proceed, agree service and fees
Second meeting: talk through recommendations and action plan
Sign documents to get the ball rolling
Regular updates from adviser with progress of action plan
Catch up after
3-6 months to review progress
Annual review meeting: revisit goals, financial situation and action plan