Author: Rebecca Aldridge

Avoid underliving and overspending How to avoid underliving & overspending

Reading Time: 5 minutes Trying to avoid underliving and overspending has become a fine balancing act for many nowadays. With the rising cost of goods, energy and taxes, even the most stable cash flow…

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Cash flow vs financial planning Cash flow vs. financial planning

Reading Time: 4 minutes Maintaining a steady cash flow, along with careful financial planning, will help to give you clarity at different stages of your life. This can be especially useful during transitional phases…

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Divorce later in life Silver splitters: Divorce in later life

Reading Time: 3 minutes If you’ve not heard the term “silver splitters”, this refers to people aged over 50 who divorce in later life. But did you know that the number of couples divorcing…

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2021 review 2021 review from Balance Wealth Planning

Reading Time: 6 minutes 2021 has been another ‘interesting’ year, with more highs and lows. But before setting our sights on any goals for 2022, now is the perfect time to look back and…

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The PLSA's retirement living standards updated The PLSA’s retirement living standards updated

Reading Time: 4 minutes The Pensions and Lifetime Savings Association (PLSA) has set out the retirement living standards to help people visualise how much they need to save for their expected lifestyle in retirement….

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Investing in the future of your child Investing in the future of your child

Reading Time: 5 minutes Parenting is a lifelong commitment, filled with joy, worries, and sometimes sacrifice. Even though financially, children are expensive, what with the after-school activities, the copious amounts of toys bought at…

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Winning the pension lottery Winning the state pension lottery

Reading Time: 3 minutes We like to call it the National Insurance (NI) state pension lottery. Not everyone’s a winner, but those who are, scoop the chance to buy the best pensions bargain around….

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What happens to my pension when I die - savings pot What happens to my pension when I die?

Reading Time: 5 minutes We save into our pension pots throughout our working lives, hoping for a comfortable and fulfilled retirement. Your pension is your nest egg, a means of paying the bills and…

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Autumn Budget breakdown 2021 Autumn Budget breakdown 2021

Reading Time: 4 minutes On 27th October, Rishi Sunak delivered the latest budget announcement. After a relatively uneventful delayed Autumn 2020 budget in March, where they introduced the three-point plan to rebalance the books…

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Aeroplane Wealth gap year

Reading Time: 3 minutes The disruption caused by the recent pandemic was phenomenal, sending shockwaves worldwide. And we are all still feeling the aftereffects now. In March 2020, the future became even less predictable….

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Use it or lose it: tax allowances Use it or lose it: tax allowances

Reading Time: 5 minutes We’re not yet nearing the end of the tax year quite yet, but we are just over halfway there, and it’s always best to prepare. Life has picked up its…

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Trees through a lens The future of financial planning

Reading Time: 4 minutes For a long time, financial advice was quite an impersonal service with minimal collaboration between the client and adviser. Then financial planning advice came along, and we started viewing personal finances through…

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Path with rainbow Is the gender pension gap widening?

Reading Time: 5 minutes It’s been over 50 years since it became illegal to pay women less than men, yet women in their twenties today are likely to retire with £100,000 less than men…

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Hands painted on a wall Taking care of care fees

Reading Time: 6 minutes With almost 500,000 people living in care homes in the UK in 2020, and an ever-increasing ageing population, taking care of care fees might be one of life’s biggest financial…

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