Reading Time: 3 minutes Where would we be without goals and objectives? Even if we don’t think about it, we usually wake up with a plan for the day. Whether it’s doing a grocery…

Reading Time: 4 minutes One of the most common causes of stress is money; whether you have a six-figure salary or live month-to-month, we all worry about money to some extent. Many of these…

Reading Time: 4 minutes In the aftermath of the COVID-19 pandemic, the Government announced the 2021 Budget and its plans for economic recovery. Whilst there were no painful tax hikes, the subtle changes haven’t…

Reading Time: 3 minutes When it comes to investing, there is a whole world of choice out there. With over 3,000 types of funds to choose from in the UK, from mutual funds, closed-end…

Reading Time: 5 minutes As we approach the new tax year, it’s time to look at the tax changes for 2021/22 and how you can better organise your finances and maximise your savings in…

Reading Time: 4 minutes As we near the year anniversary since the UK entered the first national lockdown, and we edge closer to the current lockdown restrictions lifting, it’s got us thinking about experiences…

Reading Time: 3 minutes On Wednesday 3rd March, Chancellor Rishi Sunak delivered the Budget in Parliament, following a year of extraordinary economic challenge because of the ongoing COVID-19 pandemic. We’ve heard a lot from…

Reading Time: 3 minutes If the last year is anything to go by, ‘expect the unexpected’ has never been more appropriate. It’s virtually impossible to anticipate life’s unexpected events, but factoring these concerns into…

Reading Time: 4 minutes Cashflow modelling is one of the main components of a robust financial plan. But what is it and what are the benefits? It’s not very often that people walk into…

Reading Time: 4 minutes Here’s a hypothetical for you; if you won the lottery tomorrow, what would you do with your lottery win? Winning the lottery is a life event that very few are…

Reading Time: 4 minutes Retirement looks a lot different now than it did a decade ago, and there are bound to be more changes in the future. So, what does that mean for your…

Reading Time: 3 minutes Ever feel like life is moving too fast? Despite the world slowing down over the past year, it’s probably fair to say we’ve all been caught up in world events…

Reading Time: 4 minutes Life is a journey. We may not always know the destination or take the same route. We start at different points and navigate a unique path. However, without a map,…

Reading Time: 4 minutes Let’s talk about wellness. We hear the term bandied about a lot, but how do we go about achieving it? It’s often the small changes which make a big difference,…

Reading Time: 3 minutes It’s time to shine a light on what we do as financial planners and how it differs to financial advice. And if you’re already familiar with what we do and…

Reading Time: 3 minutes Following the year that disrupted and derailed most resolutions and plans, it’s probably best we don’t dwell on 2020. However, now a new year is here, let’s focus on some…

Reading Time: 7 minutes What a year it has been, with many lows, but also highs. Yet, against all odds, somehow so much has been achieved. Whilst this doesn’t take away the pain and…

Reading Time: 4 minutes It’s time to talk about financial planning fees. There’s percentage-based fees, hourly fees and fixed fees, but which way is right for you? At Balance: Wealth Planning, we charge fixed…

Reading Time: 4 minutes For this one, we’re about to get crafty with some DIY Christmas gifts for all the family. This year has been a year for creativity in abundance and Christmas is…

Reading Time: 4 minutes For such a long time Brexit filled the news, but this now seems like such a distant memory. At the time, we were all pretty tired of hearing about it,…